riverArk

Deposits by riverArk

Take non-refundable deposits from Cash App.
Keep every one of them.

Text your customer a deposit link. They pay from their Cash App dollar balance or any Bitcoin wallet, and the dollars land in your own account in seconds. Final. No chargeback can pull it back.

Your customers never need Bitcoin. Works with Cash App, Strike, and every Lightning wallet.

Booking deposit

Ink & Anchor Studio

Half sleeve, Sat Oct 18, 1:00 pm

$150

Deposit terms

This deposit holds your appointment and is non-refundable. It is applied to your final price.
Pay with Cash App
Copy invoice

Hold ends in 23:59:12 · powered by riverArk

The problem

A card deposit is a promise.
A riverArk deposit is paid.

Card deposits can be pulled back after the fact. A deposit paid through riverArk cannot.

Card deposit
riverArk deposit
After they pay
✕Can be disputed and charged back
✓Final the moment it lands
No-show or late cancel
✕You fight the dispute on the bank's terms
✓Your terms, accepted before they paid
Getting paid
✕Batched, lands in days
✓Dollars in seconds, in your own account
Your cost
✕1.5% to 3.5%, plus per-swipe fees
✓1%. The customer covers conversion

How it works

Send a link. Get paid. Keep it.

A deposit link takes seconds to make and your customer pays it from the phone in their hand.

Create a deposit link

Set the amount, your terms, and how long the hold lasts. Text it, email it, or show the QR.

They pay from their phone

Verified Cash App users pay from their dollar balance. Strike or any Lightning wallet works too. They accept your terms first.

Dollars in your account, final

The full deposit settles to your own account in seconds. No chargeback, no clawback, no waiting.

In person: they scan your QR By text: they copy and paste in Cash App

Built for deposits

You set the rules.
The link enforces them.

Set the clock

Pay in 30 minutes to lock a meetup, or hold until Friday at 5. When time runs out, the link closes on its own and the slot is yours again.

Your terms, accepted

Your deposit terms sit on the payment page. The customer checks the box before they pay, and you keep the record.

The balance, billed for you

When the deposit lands, the balance link goes straight to your customer. The whole sale stays in one place.

No chargebacks

Final the moment it lands. No dispute can pull a deposit back.

Every deposit in one ledger

Open holds, paid deposits, balances due, per staff member and per location.

Who it's for

If you book it, hold it, or build it,
take the deposit here.

Tattoo studiosBarbers and salonsLash, brow, and nailsMed spasPhotographersCard and collectibles shopsCoin and watch dealersContractorsEvent vendors and DJsCaterersMobile detailersCustom buildersBreedersPrivate sellers

Start free today.
Lock in launch pricing.

Deposits start on Flipper. Pick the plan that fits how many holds you run.

Claim your free counter QR code.

Start accepting payments today. Paid plans launch soon.
Sign up free now and lock in 6 months free.

Sign up free now
+ 1% or less per payment Start today

Free

Take payments at the counter.

$0forever

 

Sign up free now
  • ✓Accept Cash App
  • ✓Accept Bitcoin
  • ✓1 counter QR code
  • ✓No chargebacks
  • ✓Settles to dollars instantly
  • ✓Payment ledger
+ 1% or less per payment Coming soon

Flipper

Dynamic pricing and your first deposits.

$5/ month

$60 billed yearly

Lock in Flipper
  • ✓Accept Cash App
  • ✓Accept Bitcoin
  • ✓5 counter QR codes
  • ✓Dynamic Pricing
  • ✓3 open deposit links, up to $100
  • ✓24 hour deposit deadline
  • ✓Auto-bill balance after paid deposit
  • ✓Custom deposit terms
  • ✓Tips at the counter
  • ✓No chargebacks
  • ✓Settles to dollars instantly
  • ✓Payment ledger
+ 1% or less per payment Coming soon

Pro

Big deposits. Long holds. Hands off.

$25/ month

$300 billed yearly

Lock in Pro
  • ✓Accept Cash App
  • ✓Accept Bitcoin
  • ✓Unlimited counter QR codes
  • ✓Dynamic Pricing
  • ✓25 open deposit links, up to $5k
  • ✓15 min to 30 day deposit deadlines
  • ✓Auto-bill balance after paid deposit
  • ✓Custom deposit terms
  • ✓Tips at the counter
  • ✓Custom Logo on Store Page
  • ✓No chargebacks
  • ✓Settles to dollars instantly
  • ✓Payment ledger

Every plan starts with a free signup. Paid plans are coming soon: sign up free now and keep these prices when you upgrade.

riverArk plan comparison: Free, Flipper, Plus, and Pro
Compare plans Free Flipper Plus Pro
Deposits
Open deposit links at once✕3525
Deposits outstanding, up to✕$100$500$5,000
Deposit limits are set for each account. Your limit starts at the price of your annual plan and rises with your payment history, up to the plan maximum.
Deposit deadline✕24 hours30 minutes to 7 days15 minutes to 30 days
Your deposit terms on the payment page✕CustomCustomCustom
Auto-bill balance after paid deposit✕✓✓✓
Auto-bill is on by default, so the balance link goes out as soon as the deposit is paid. Every riverArk payment page has a Report a problem link, so customers can easily reach us to report any issues.
Take payments
Counter QR codes (one per register or location)1515Unlimited
Payment links✓✓✓✓
Accept Cash App from verified Cash App users✓✓✓✓
Accept Bitcoin (Cash App, Strike and any Lightning wallet)✓✓✓✓
No chargebacks: every payment is final✓✓✓✓
Settles to dollars instantly, in your own account✓✓✓✓
Your business
Tips at the counter (three preset amounts you choose, plus custom)✕✓✓✓
Dynamic PricingPlatform default✓✓✓
Dynamic Pricing lets you set a Conversion Protection fee the customer covers, or a Bitcoin Discount that rewards paying with Cash App or Bitcoin, on your own links and counters.
BrandingriverArkriverArkYour logoYour logo
ReportingLedgerLedger and CSVLedger and CSVAging and analytics
API access✓✓✓✓
SupportHelp centerEmailEmailPriority email
Per payment
riverArk rate, by monthly riverArk volume1.00% up to $5,000, 0.85% to $25,000, 0.75% above. Same on every plan.

Questions

Do my customers need Bitcoin?+

No. Verified Cash App users pay from their dollar balance. Anyone with Strike or a Lightning wallet can pay too.

What makes the deposit non-refundable?+

Your terms, shown on the payment page and accepted by the customer before they pay. riverArk payments are final, so there is no chargeback to reverse them.

Does riverArk hold my deposits?+

Never. Every deposit settles in dollars straight to your own account. riverArk never takes custody of your money.

What happens when a hold runs out?+

The link closes. If it was never paid, nothing moved, and the slot or item is yours to offer again.

What does it cost?+

A plan, starting at Flipper, plus 1% per payment, dropping to 0.85% and 0.75% as your monthly volume grows. The customer covers conversion, so you keep the full deposit. Pay yearly and get 6 months free.

What do I need to get started?+

A riverArk account and a Strike business account for your dollars. We walk you through both.

Your time is booked.
Get paid for it.

Sign up free now and lock in launch pricing.

Cash App is a trademark of Block, Inc. riverArk is not affiliated with or endorsed by Block, Inc.