riverArk lets your business take Cash App at the counter and get paid instantly. A customer who searches "does this store take Cash App" is asking whether they can pay you with the app already on their phone. This is how you make the answer yes, starting today.
What your customer sees
You type the amount. A QR code for that exact amount appears on your screen. The customer scans it with Cash App and confirms. Nothing new to download, nothing to sign up for.
Nearly 60 million people use Cash App. Plenty of them are already standing at your counter.
What you receive
You get paid instantly. You set the price, the customer pays that amount, and that amount is what lands with you. Nothing extra to manage.
riverArk is non-custodial. It creates the payment request and confirms the payment, and it never takes possession, custody or control of the money. The money moves from your customer to your Strike business account, and riverArk never holds it.
Setting it up
Create your account
Sign up at ark.riverark.io and connect your Strike business account. Approval typically takes one to two days once your documents are complete, so send everything in the first pass.
Get your counter QR code
Your account comes with a counter QR code. Each counter QR code covers a register or a location, so a shop with one till needs one, and a business with two stores sets one up at each.
Open the counter page at the register
At the counter, staff open the counter page on a phone or tablet. When a customer says they want to pay with Cash App, staff type the amount and turn the screen around. The customer scans, pays, and the sale is done.
Tell customers you take it
Put a line at the register and on your door: "We take Cash App." Customers who search for stores that accept it are looking for exactly that sign.
A sale, start to finish
A customer at a coffee counter orders two drinks and a pastry and says they will pay with Cash App. The barista types the total on the tablet. The customer scans the code on the screen and taps to confirm. The payment shows as received right away. The next customer steps up. Nobody handled a card, signed a slip, or waited on a terminal.
Final means final
A payment made this way is pushed by the customer and arrives once. There is no card number on file to pull from, so there is no chargeback window and no dispute letter weeks later. A busy Saturday stays paid on Monday.
That matters most where money changes hands before the work is done:
- A salon or barber taking a deposit to hold a long appointment.
- A bakery or caterer taking a deposit on a custom order.
- A food truck taking payment at the window before the order is called.
- A repair or service business taking a deposit before it orders parts.
The deposit is paid to you, and it stays paid. If a client does not show, you are not fighting a card dispute over a slot you held for them.
Because the payment is final, your own terms do the work a card network would otherwise do. Post your cancellation and return policy where customers can see it, and check the deposit rules that apply in your state. Payments are final and there is no refund step built into the flow, so handle any money you choose to give back the way you would for cash handed across the counter.
Which businesses this fits
Any US business that sells in person and has customers who already pay each other with Cash App. Shops and boutiques, cafes and food trucks, salons and barbershops, market stalls, repair counters and service businesses that take a deposit all sell the same way: the customer decides, pays, and the sale is finished.
You keep your cash drawer and your card terminal. Taking Cash App sits beside them as one more way to pay, and nothing about how you ring up other sales has to change.
What it costs to start
It is free to start. The free plan covers a limited number of counter QR codes, so one or two stores can run on it without paying anything. Paid plans add more counter QR codes as you add registers or locations.
Common questions
Does the customer need anything new?
No. They pay with the Cash App already on their phone.
How fast do I get paid?
Instantly, to your Strike business account.
Do I need new hardware?
Staff use the counter page on a phone or tablet at the register.
Can a customer reverse the payment later?
No. The payment is final, with no chargebacks.
See it for yourself
The fastest way to understand it is to be the customer. Pay the live demo with Cash App and watch it land. Every setup step, the costs and the Strike walkthrough are in how to accept Cash App payments at your business. When you are ready to put a code at your own counter, sign up at ark.riverark.io.