Start with what your customer does
At a restaurant counter, a food truck window or a shop register, the customer opens their phone, scans a code and pays. Cash App lets a customer pay a Bitcoin invoice directly from their dollar balance, so there is nothing to buy first and nothing to hold. You are paid in dollars, instantly, to your own account.
Nearly 60 million people use Cash App.
Reach is wider than one app. Customers who pay with Cash App or any Lightning wallet can pay the same code.
What lands in your account
The invoice is written in dollars, and the dollar amount is what you receive. The price of bitcoin during the sale is not your concern. riverArk creates the invoice and confirms the payment. Funds move from the payer straight to your own account. riverArk never takes possession, custody or control of them, and acts as the agent of the payee, which is you.
What a sale looks like, start to finish
The customer tells you they are paying with Cash App. The business shows a payment code. They scan it, choose to pay from their dollar balance, and confirm. The payment shows as received on the spot. There is no card to hand over and no signature to collect. The whole exchange takes about as long as holding a phone up.
The question every owner asks first
Many owners say the same thing: nobody I know pays with Bitcoin. For a customer who needs to hold bitcoin first, that is true. For a customer paying from a dollar balance, it is beside the point. They are spending dollars they already have, and the bitcoin network is only the road the payment travels on. You are not asking your customers to learn anything new. You are giving the ones who already use the app a way to pay you with it.
Why the payment is final
A Lightning payment is pushed by the customer and arrives once. There is no card number on file for anyone to pull from, so there is no chargeback window, no dispute letter and no month of waiting to learn whether a sale stuck. A busy Friday night is not reversed on Tuesday.
- A catering order paid at pickup stays paid.
- A deposit for a table, a chair or a custom order is paid to you and stays with you.
- A sale rung up at the window is settled before the next customer steps up.
Final also means your own policy matters. Write your cancellation and return terms down where customers can see them, and check the deposit rules in your state.
Which businesses this fits
Any business that sells in person or online and wants a tender that cannot be disputed. Restaurants and food trucks, salons and barbershops, repair shops, boutiques, studios and online stores all sell the same way: the customer decides, pays, and the sale is done. Service businesses that take a deposit gain the most, because a deposit paid this way cannot be pulled back by a dispute.
Three businesses, three examples
A food truck parked at a market has a line and a window. A sale paid this way is final before the order is called, so the cook never wonders whether it will stick. A salon takes a deposit when a client books a long appointment. A client who then does not show up cannot pull the deposit back through a dispute, because there is no dispute process on this tender. An online shop selling made-to-order goods collects payment at checkout, and a customer who changes their mind later talks to the shop, not to a bank.
What you do not need to change
You keep your cash drawer and your card terminal. This tender sits beside them. Nothing about how you ring up sales today has to move, and adding it does not touch your existing processor.
Get started today
Counter QR codes are live now and free to start. Sign up at riverark.io, type the amount at the counter, and your customer scans and pays. A business with a developer can connect its online store through the public riverArk API today.
The fastest way to see it is the live demo. Pay the demo with Cash App and watch it land. Developers can start in the API docs.